Health Plan


Effective October 1, 2023 through September 30, 2024, your company can have access to exclusive coverage through the Puerto Rico Chamber of Commerce Health Plan for members.

The cover includes:

    • Hospital Services
    • Maternity
    • Pharmacy Coverage
    • Diagnostic tests
    • Surgical and Outpatient Services
    • Dental Coverage
    • Life Insurance


MCS Solutions

At times, life can feel overwhelming, and our balance and peace of mind suffer. If not addressed in time, your problems can become more serious and have a negative impact around you. Fortunately, MCS Solutions is there as an ally, available 24 hours a day, 365 days a year. [LEARN MORE]

MCS Steps to Wellness

MCS Steps to Wellness is an initiative for you and your dependents that promotes and supports holistic well-being, taking care of your physical, mental and emotional health. You will have at your fingertips various health professionals, such as educators, nutritionists and certified exercise instructors, psychologists, among others. [LEARN MORE]

MCS Corporate Wellness

Corporate Wellness is a new and exclusive offering designed to support employers in organizational development. Through this program MCS Life wants to empower business leaders, in order to maintain efficient, productive and healthy work teams, to increase Puerto Rico’s economic progress. [LEARN MORE]

MCS Alivia

MCS Alivia is a program led by physicians and healthcare professionals, in which traditional or conventional medicine is combined with therapies and treatments of comprehensive and complementary medicine to promote good health and prevent diseases. [LEARN MORE]

MCS Healthy mothers and babies

We provide you with extensive information about pregnancy, childbirth, breastfeeding and baby care. You can participate in a course taught by certified educators in preparation for childbirth and breastfeeding. [LEARN MORE]

MCS Medilínea

MCS Medilínea is the telephone healthcare orientation and consultation service, exclusively for MCS insureds; available 24 hours a day, 7 days a week. [LEARN MORE]

MCS Care Clubs

Visit the diversity of MCS Care Clubs Centers, where you can enjoy a wide range of preventive services in one place, with no copayment or coinsurance, while helping you reduce risk factors. [LEARN MORE]


MCS offers over-the-counter (OTC) drug coverage for our insureds and their dependents. This coverage is unlimited during your MCS policy year and will allow you to have more drug options available to treat health conditions and to save on the cost of drugs. Please refer to your certificate of benefits to know the corresponding copayment. [LEARN MORE]

MCS Specialty Drug Program

Specialty drugs are those used to treat chronic conditions that require special management, particular distribution and specific administration channels. These products may require a high degree of patient management and counseling. Because of this, MCS maintains alliances with pharmacies that have the capacity to supply these drugs with the specifications required by the manufacturer. [LEARN MORE]

MCS Drugs delivery

Through WellDyneRx, the mail order drug program is a convenient and inexpensive way to get your maintenance or long-term drugs in the comfort of your home. This benefit helps you comply with your drug therapy to manage your health condition properly.  [LEARN MORE]

MCS Emergency Services Outside Puerto Rico

At MCS Life, we work every day to provide the best health care services to our insureds. Because of this, we have contracted UnitedHealthcare, one of the most internationally recognized insurers, to provide our insureds access to emergency and medical services not available in Puerto Rico. [LEARN MORE]

MCS Digital Access

Through, the tool MY MCS grants you direct access to all the information you need to know about your health plan, from the comfort of your home. [LEARN MORE]

MCS Virtual Card

Did you leave your plan card at home? Do not worry. We know that you have your mobile phone in your purse or pocket, so download the My MCS application, get your virtual card, show it to your service provider, and problem solved! [LEARN MORE]

MCS Service Centers

Through out the island [LEARN MORE]

What is an emergency?

An emergency is an unforeseen situation that requires special attention, and must be resolved as soon as possible. It usually occurs without notice, and can pose a danger if it is not taken care of promptly and with the appropriate measures. [LEARN MORE]

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